Home Prices Moderate as Markets Stabilize

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Previous: Bank of America Negotiating with Feds to End Investigations Next: Fitch: Green Tree Servicing Moved to ‘Rating Watch Negative’ Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Headlines, Market Studies, News Sign up for DS News Daily Home / Daily Dose / Home Prices Moderate as Markets Stabilize June 6, 2014 1,627 Views Tagged with: Affordability Home Prices Trulia  Print This Post Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago After the rollercoaster ride that has been the past six years, the national housing market is finally in a place that, at least for the moment, looks stable. Better yet, it looks downright sustainable, if the latest Trulia Price Monitor is to be believed.According to Trulia, for the first time since July 2012, none of the 100 largest markets in May—anywhere in the United States—saw home prices rise more than 20 percent year-over-year.This is the first sign of sustainability in the housing market in years and is, according to Trulia’ chief economist, Jed Kolko, a welcome change from the hyper-rebounding that occurred in some markets—particularly in the West, where asking prices rose by as much as 30 percent from 2012 to 2013—that had several economists worried that an accelerated boom/bust cycle was brewing.”That’s a good thing,” Kolko said. “Extreme price increases create unrealistic expectations, encourage flipping, and might discourage some owners from selling if they expect big increases to continue.”While May’s asking prices rose at their slowest rate in 13 months, they still rose 8 percent, which remains well above the long-term historical norm for home-price appreciation. Furthermore, prices rose 2.4 percent quarter-over-quarter in May, Kolko said.At the same time, the number of markets with year-over-year price declines is also at a post-recession low. According to Trulia, the only metros where asking prices were down year-over-year were El Paso, Hartford, Albany, and Little Rock. This belies a healthy deceleration in booming markets, where prices had been rising unsustainably fast, Kolko said.Another encouraging sign of a good economy, according to Trulia, is the fact that rents are up nationwide, but also not by any huge margin. Nationally, rents are up 5.1 percent overall from a year ago.Apartment rents are up 5.8 percent, while and single-family rents are up 2.1 percent. As it has been in the home sales market, California’s coastal metros lead the pack in rising rent prices. Among the 25 largest rental markets, rents rose most year-over-year in San Francisco, San Diego, and Oakland. About Author: Scott Morgancenter_img Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Affordability Home Prices Trulia 2014-06-06 Scott Morgan The Best Markets For Residential Property Investors 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home Prices Moderate as Markets Stabilize Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Demand Propels Home Prices Upward 2 days agolast_img read more

Dealing with Title Defects in Foreclosure Proceedings

first_img Previous: Making Assignments in the Dark Next: FHFA’s Unified MBS Plans Delayed Until 2019  Print This Post Related Articles Home / Daily Dose / Dealing with Title Defects in Foreclosure Proceedings in Daily Dose, Featured, Foreclosure, News, REO On Thursday, the Legal League 100 held a webinar with a focus on title defects and how they can disrupt the foreclosure process, titled “How to Lose Your Case Before It Starts-Title Defects.””We are pleased to be able to provide these type of educational opportunities for the industry,” said Legal League 100 Executive Director Derek Templeton. “Whether it be by conducting webinars, producing reports, or simply providing a forum for legal professionals to collaborate with their mortgage servicing partners at the Legal League 100 Servicer Summits, we look forward to further showcasing the expertise represented by our member firms.”The webinar was provided free of charge the mortgage servicing industry and hosted by Jim Deloach, Senior Counsel at McCalla Raymer Liebert Pierce, LLC and Chairman of the Legal League 100 Education Subcommittee. The speakers, in addition to Deloach, were Caren Jacobs Castle of the Wolf Firm, Shaun Ramey of Sirote and Permutt, and Morgan Weinstein of Van Ness Law Firm.For approximately 45 minutes, the experts covered multiple scenarios title defects could rear their ugly head. Topics covered included wrongful release of a lien, servicing transfers, correcting recording issues, and statute of limitation concerns.A portion of the webinar cited case studies on hot topics specific to individual states, with the understanding that any of these issues could easily spread to neighboring states.For example, Shaun Ramey notes differences to consider in judicial states like Florida, compared to non-judicial states.“Are we talking about maybe a single woman buying the property, but the mortgage doesn’t provide if she has a spouse or not,” said Ramey. “In judicial states like Florida, you may want to name an unknown spouse, so if she got married at any point, then you are also able to take out the interest of a spouse”To view the webinar click here.The Legal League 100 is a professional association of default servicing law firms and service providers created in collaboration with the Five Star Institute. The League plans on hosting future webinars in order to bring the leading experts of the mortgage servicing industry to your desktop. On May 10, theLegal League 100 will host its annual Spring Summit on May 10,2017 in Dallas Texas. This event is open exclusively to lenders, servicers, GSEs, regulators, and members of the Legal League 100. Defect Foreclosure Legal League 100 2017-03-23 Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Defect Foreclosure Legal League 100 Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Dealing with Title Defects in Foreclosure Proceedingscenter_img March 23, 2017 5,526 Views About Author: Seth Welborn The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Seth Welborn is a contributing writer for DS News. He is a Harding University graduate with a degree in English and a minor in writing, and has studied abroad in Athens, Greece. An East Texas native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Subscribelast_img read more

Is the Sky Falling Over the Housing Market?

first_img Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Is the Sky Falling Over the Housing Market? Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago mortgage mortgage servicing 2018-02-14 David Wharton  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Demand Propels Home Prices Upward 2 days ago Editor’s note: This story was originally featured in the February issue of DS News, out now.As we go deeper into 2018, it’s safe to say the housing industry is poised for further growth. More first-time homebuyers are reported to be flooding the market and evidence of this is that mortgage applications rose 8.3 percent in the beginning of the new year, according to Mortgage Bankers Association’s (MBA) latest report. Even refinance volume, which was predicted to be in a serious slump in 2017 after a banner year in 2016, seems to now be on an upward trajectory. So, why the pessimistic headline?Headlines like this seem to be all over the place—from the National Association of Realtors (NAR), to the National Association of Home Builders, to the MBA, and many more. Loud concerns have been voiced over the future of housing and homeownership. Of course, much of that conversation is the result of the latest tax reform law—the Tax Cuts and Jobs Act—and how it will affect housing. Some say the new tax laws could cause the housing market to cool and home values to drop. This is an already toned-down reaction from when tax legislation was first introduced. An earlier version of the bill prompted NAR to publish a detailed state-by-state analysis that estimated all 50 states will experience drops in home values.No doubt, many homeowners are pausing to assess where the chips will fall before they make big home buying and selling moves. For housing and mortgage industry professionals, this is the time to step up into an advisory role to calm clients’ nerves and to offer solutions. Personal political feelings toward the new act aside, an opportunity exists to stay one step ahead of questions customers may have and to ease the cold feet they may experience. Understanding the ChangesIt’s true that the new tax laws will impact housing in a few key ways. Some of the most-discussed changes include:Capping of the mortgage interest deduction to $750,000, down from $1,000,000Requiring a longer occupancy period (up from two years to five years) to avoid a capital gains taxA new cap of $10,000 for combined real estate, local, and state tax deductions for taxpayers who choose to itemizeHowever, what we need to recognize about tax reform is that it’s not a standalone event that could affect home value but rather one of many factors impacting the larger housing market.Many factors could trigger falling home prices: interest rate hikes, geopolitical tensions, terrorist attacks, large company layoffs (for example, the GE layoff of 12,000 employees and Wal-Mart closing 63 Sam’s Club stores), an overheated stock market, and signs of a pending correction. In addition to event-triggered risk factors, the truth is while homeownership is an excellent long-term wealth builder, home prices do not rise in an ascending straight line. Home values in any given market can experience peaks and valleys, historically in seven- to 10-year cycles, according to housing economists. Even prior to the details of the tax bill being released, there were signs that markets such as Las Vegas, Dallas, and Denver were already slowing down after being on a tear in early 2017. Real estate agents and lenders understand the housing market is unpredictable and homebuyers’ confidence could turn on a dime. As current home prices continue to rise, it becomes clearer that the longer-term home value outlook may need to be dialed back due to wage growth that is not in keeping up with those increases. The industry could very well expect to see fewer closings when we hit the tipping point of a too-hot market. Helping Buyers Protect Their Investment No one has a crystal ball, not even the experts. However, there are new ways for homebuyers to control how they buy homes that safeguard their investments. Lenders know the risk of market fluctuations and try to minimize their exposure—that’s why they ask homeowners to purchase private mortgage insurance to protect the lender’s loan investment in the event a market downturn occurs and the home value declines. Now, homebuyers can protect themselves the same way. Lenders and homebuyers are becoming more aware that down payment protection will add a layer of much-needed risk reduction. It safeguards a homebuyer’s investment in a new home purchase—the down payment. If the market corrects and they sell their home for less than what they paid, their loss is reimbursed back to them. This is a homebuyer’s version of private mortgage insurance.Currently, without down payment protection, lenders walk away with the loan amount intact; even if the borrower defaults, private mortgage insurance kicks in. The homeowner is left holding the bag, paying for 100 percent of the loss, or default, and if they are foreclosed, they lose their down payment and damage their credit. In other words, homebuyers pay to protect mortgage lenders’ investment, but their investment is left exposed to market risks. None of this would happen if they have down payment protection, even if the market experiences a downturn after the current highs. But it is not entirely an altruistic move to think about stepping up to protect homebuyers’ investments. Market uncertainties and risk concerns are two of the reasons millennials have been slow to convert to homebuyers. Without a steady influx of a new generation of homebuyers, our market will shrink. Many young people simply cannot afford a down payment to buy in today’s expensive market, but even among those who can, increasingly many enjoy the flexibility and the reduced risks of not putting all their (nest) eggs in a basket that is being poked by so many forces beyond their control. The paradox is even though a rental home is not in the renter’s name, oftentimes, the renter feels as if they have more control of their own life and their finances by living there. Think about it—they can move and relocate for a new job without having to sell a home, they do not have to worry about losing a big chunk or all of their hard-earned savings if some foreign dictator far, far away suddenly starts a war that could trigger a housing crash. Unlike the industry, they do not have a financial safety net. They may pay for mortgage insurance, but it does nothing to ensure their own financial interest. In the new age of information and self-education, of transparency and accountability, homebuyers are learning what could be at their disposal and what’s missing, which lenders and real estate agents are offering extra value by looking out for their interests, and which ones are not. More homebuyers will soon ask for down payment protection so the industry has to be ready. If you do not offer it, they will find a lender who does. Predicting the Future of the MarketIn good times when demand is high and loans are closing left and right, few people question the status quo and what changes could further empower the homebuyer. But we should ask those questions now. Remember, it really was not that long ago when the real estate market was on a hot streak. Loans—including some of the subprime varieties—were practically writing themselves. It would be nice if we learned our lessons—and more importantly, prove that we care about our customers and want to look out for homebuyers’ interest. It’s their hard-earned savings that power this $31.8 trillion housing industry. It’s our job and responsibility to look out for their families and their down payments. Many uncertainties are in the news. There are signs that consumer confidence is wavering and homebuying confidence is down, and that was before the new tax bill actually went into effect and the potential of four more interest rate hikes during the next 12 months loomed. It’s time to offer customers new mortgage products that match their new homebuying demand, instead of waiting for them to ask us. This should be done before the next housing correction to prevent the sky from falling.center_img Tagged with: mortgage mortgage servicing February 14, 2018 2,682 Views Share Save The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Is the Sky Falling Over the Housing Market? Demand Propels Home Prices Upward 2 days ago Previous: Florida Foreclosure Ruling Impacts Recoup of Legal Fees Next: Exploring Ethics in REO in Daily Dose, Featured, Headlines, Print Features Subscribelast_img read more

Complexities of Due Diligence

first_img in Daily Dose, Featured, News The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Complexities of Due Diligence Alex Goldovsky distressed asset space Due Diligence HOUSING mortgage ProTitle USA Residential Single-Family Rental Market title search 2018-11-11 Radhika Ojha Share Save Related Articles Complexities of Due Diligence About Author: Radhika Ojha Sign up for DS News Daily Subscribe The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Five Minutes With Next: Home Point Names Managing Director-Regional Manager Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Alex Goldovsky distressed asset space Due Diligence HOUSING mortgage ProTitle USA Residential Single-Family Rental Market title search  Print This Post November 11, 2018 1,022 Views DS News spoke with Alex Goldovsky, President and CEO of ProTitle USA,about due diligence strategies in the single-family rental market. ProTitle US is a leader in the nationwide title search market, servicing both residential and commercial performing and distressed asset space.last_img read more

The Week Ahead: Economic Update From the Fed

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post Subscribe April 10, 2020 1,294 Views in Daily Dose, Featured, Government, News Related Articles On Wednesday, the Federal Reserve will be releasing the latest Beige Book, a summary of current economic conditions by district.As the economy struggles with the impact of COVID-19, federal financial institution regulatory agencies, including the Fed, and the state financial regulators issued a joint policy statement earlier this month providing needed regulatory flexibility to enable mortgage servicers to work with struggling consumers affected by the Coronavirus Disease emergency.Also, on this week’s installments of DS5: Inside the Industry, we’ll be speaking to:Robert Senko, President, ACC Mortgage (Tuesday)Sharron Levine, Director, Office of Minority & Women Inclusion, FHFA (Tuesday)Suzy Lindblom, COO, Planet Home Lending (Thursday)Christopher Whalen, Investment Banker, Author, The Institutional Risk Analyst (Thursday)The actions announced by the agencies inform servicers of the agencies’ flexible supervisory and enforcement approach during the COVID-19 pandemic regarding certain communications to consumers required by the mortgage servicing rules. The policy statement and guidance issued today will facilitate mortgage servicers’ ability to place consumers in short-term payment forbearance programs such as the one established by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act).Under the CARES Act, borrowers in a federally backed mortgage loan experiencing a financial hardship due, directly or indirectly, to the COVID-19 pandemic, may request forbearance by making a request to their mortgage servicer and affirming that they are experiencing a financial hardship during the COVID–19 pandemic. In response, servicers must provide a CARES Act forbearance, that allows borrowers to defer their mortgage payments for up to 180-days and possibly longer.Additionally, the Federal Reserve Board has announced a temporary change to its supplementary leverage ratio rule. The change would exclude U.S. Treasury securities and deposits at Federal Reserve Banks from the calculation of the rule for holding companies, and will be in effect until March 31, 2021.Here’s what else is happening in The Week Ahead:S&P Homebuilders Select Industry IndexCensus Bureau Housing StartsCensus Bureau Building Permits Previous: Maintaining REO Business During a Pandemic Next: Don Layton on Pandemic Challenges to Mortgage Servicing Economy Federal Reserve 2020-04-10 Seth Welborn Home / Daily Dose / The Week Ahead: Economic Update From the Fed Sign up for DS News Daily Share Save The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Economy Federal Reserve Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Economic Update From the Fedlast_img read more

Donegal Volunteer Centre welcomes 117k in funding

first_img RELATED ARTICLESMORE FROM AUTHOR Google+ By News Highland – February 1, 2016 Twitter Previous articleKildare Nursing Home trying to contact family of Coleraine born sailorNext articleDungloe gets the green light for 12 new units for people with special needs News Highland WhatsApp Pinterest Help sought in search for missing 27 year old in Letterkenny WhatsApp NPHET ‘positive’ on easing restrictions – Donnelly Google+ Homepage BannerNewscenter_img Three factors driving Donegal housing market – Robinson Pinterest The Manager of the Donegal Volunteer Centre has said a government allocation of almost 120 thousand euro will greatly help support volunteers in the communityThe allocation is part of national funding of €3.15 million for volunteering organisations.John Curran of the Donegal Volunteer Centre says there have been cuts in funding in recent years but today’s announcement shows a stabilisAudio Playerhttp://www.highlandradio.com/wp-content/uploads/2016/02/volunt.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.ation with hopes of increased funding in future years.He’s also been outlining how the funding will be put to work: Facebook Donegal Volunteer Centre welcomes 117k in funding News, Sport and Obituaries on Wednesday May 26th 448 new cases of Covid 19 reported today Twitter Facebook Nine Til Noon Show – Listen back to Wednesday’s Programmelast_img read more

Government urged to meet with Fullerton family to discuss new collusion evidence

first_img Twitter The government has been urged to meet with the family of Donegal Councillor Eddie Fullerton in the wake of new evidence of collusion presented in an RTE documentary this week and other recent developments.The issue was raised in the Dail this afternoon by Donegal North East Deputy Padraig Mac Lochlainn, who said questions about the killing of Eddie Fullerton in Buncrana over 24 years ago have never ben answered, particularly by the British government.He said the government has a responsibility to follow up on issues which have been raised……….Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/06/daileddie.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. GAA decision not sitting well with Donegal – Mick McGrath Facebook RELATED ARTICLESMORE FROM AUTHOR NPHET ‘positive’ on easing restrictions – Donnelly Guidelines for reopening of hospitality sector published Google+ Calls for maternity restrictions to be lifted at LUH WhatsApp Twitter By admin – June 18, 2015 center_img Facebook Homepage BannerNews WhatsApp Pinterest Three factors driving Donegal housing market – Robinson Previous articleDonegal has the one of the country’s lowest rates of rent increaseNext articleThree men arrested in Co Donegal in relation to bomb attempt on police officers car in Derry admin Pinterest Government urged to meet with Fullerton family to discuss new collusion evidence Nine Til Noon Show – Listen back to Wednesday’s Programme Google+last_img read more

Harte will contest Seanad election

first_imgNewsx Adverts By News Highland – March 9, 2011 Pinterest Facebook Twitter Facebook With nominations to contest the Seanad elections closing on Friday, there will be at least one Donegal candidate in the race.Letterkenny based Cllr. Jimmy Harte, who missed out on a Dail seat in  Donegal North East has been nominated as the sole Labour candidate on the Industrial and Commercial Panel. Guidelines for reopening of hospitality sector published Three factors driving Donegal housing market – Robinson Calls for maternity restrictions to be lifted at LUH RELATED ARTICLESMORE FROM AUTHOR Google+center_img NPHET ‘positive’ on easing restrictions – Donnelly Pinterest Previous articleThree new Donegal TDs take Dail seats todayNext articleFisher calls for action on street collectors News Highland WhatsApp Twitter Google+ Harte will contest Seanad election WhatsApp LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Almost 10,000 appointments cancelled in Saolta Hospital Group this weeklast_img read more

Derry woman killed crossing the road had expressed safety concerns

first_img LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp Previous articleDeputy McConolougues happy with level of interest in replacing him on CouncilNext articleStandards commission to report on Slowey case in three to four weeks News Highland Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Three factors driving Donegal housing market – Robinson Facebook Pinterest Google+ RELATED ARTICLESMORE FROM AUTHOR Twitter The woman killed after being hit by a car in the Bogside area of Derry on Saturday morning as been named as Patricia Duffy, from Lisfannon Park.The collision happened close to the junction of Westland Street and Rossville Street, at about 10.30am.Foyle MLA Pat Ramsey is a friend of the Duffy family, he says Mrs Duffy had expressed concern herself at the difficulty in cross that section of road – he  says there are major safety concerns in the greater Bogside area that need to addressed:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/03/patroad.mp3[/podcast]center_img News WhatsApp Facebook Guidelines for reopening of hospitality sector published Twitter Google+ Pinterest Derry woman killed crossing the road had expressed safety concerns By News Highland – March 14, 2011 Calls for maternity restrictions to be lifted at LUH last_img read more

Drink-driving detections over Christmas same as last year despite cold snap

first_img Facebook Facebook The Garda traffic inspector for Donegal said he was extremely disappointed that the number of drink-driving detections over the Christmas period was the same as last year despite treacherous road conditions.Insp Michael Harrison was speaking after figures showed there were 36 detections for suspected drink-driving in the county from December 1st to January 3rd.Over the year, the number of detections for the same offence in Donegal was down 22 per cent on the previous year.Insp Harrison said he had no explanation as to why people continue to drink-drive and drive dangerously, other than people may have had not been able to afford taxis:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/01/mharr1pm.mp3[/podcast] Twitter News By News Highland – January 7, 2011 RELATED ARTICLESMORE FROM AUTHOR Google+ Pinterest Drink-driving detections over Christmas same as last year despite cold snap Twitter Google+center_img Previous articleDonegal Ancestry Centre in Ramelton to close today after 30 yearsNext articleGroup of children kick dog to death in Letterkenny News Highland Need for issues with Mica redress scheme to be addressed raised in Seanad also Calls for maternity restrictions to be lifted at LUH WhatsApp Almost 10,000 appointments cancelled in Saolta Hospital Group this week Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Pinterest Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey WhatsApplast_img read more