Just how bad is it for credit unions?

first_img 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Those of us hoping that an analysis of the impact that Dodd-Frank regulations were having on credit unions and community banks would help bolster the case for regulatory overkill were sadly disappointed to read a recent report detailing the impact that Dodd-Frank. While acknowledging the concerns of small bank and credit union representatives, it concluded that it is too soon to definitively say whether smaller financial institutions are facing headwinds because of Dodd-Frank or macro trends unrelated to regulations.  Nevertheless, the GAO was willing to note:The numbers of both full-time and part-time employees generally have decreased since the third quarter of 2010.Noninterest expenses as a percentage of assets are generally the same for credit unions of different sizes and generally have decreased for credit unions of all sizes since the third quarter of 2010.Smaller credit unions tend to have lower earnings as a percentage of assets than larger credit unions, but earnings at credit unions of all sizes generally have increased since the third quarter of 2010. continue reading »last_img read more

Right to buy on the cheap

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Man sick of playing Xbox on home detention asks for jail

first_imgNZ Herald 5 June 2013A Whangarei man who was “sick of playing Xbox” while on home detention has been granted his wish to serve the rest of his sentence in jail.Senior Constable Paul Nicholas of Whangarei police said the Hikurangi man rang police on Tuesday to say he was bored serving home detention, was sick of playing Xbox and would rather serve the rest of his sentence behind bars.Mr Nicholas said the 19-year-old had already served 10 months of an 11-month home detention term and with one month to go “had run out of Xbox games to play”.The man told police he was about to breach home detention if he wasn’t picked up and taken to jail.The man got his wish and is now in Ngawha Prison.http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10888577last_img

Rahm secures Irish Open victory

first_imgRahm is the fourth Spaniard to win the event after Seve Ballesteros, Jose Maria Olazabal and Sergio Garcia.He says it’s a privilege to have his name among those winners.Gavin Moynihan was the story of the day from an Irish perspective.The Dubliner hit a stunning round of 64 to finish up on 13 under par and a tie for 14th place.That meant he finished best of the Irish ahead of Shane Lowry on 12 under, Padraig Harrington on 9 under and Paul Dunne on 7 under par. Photo © – Tipp FM Jon Rahm stormed to victory at the Dubai Duty Free Irish Open yesterday.The 22 year old hit a final round of 65 to finish the day on 24 under par, setting a new tournament record in the process.Richie Ramsey and Matthew Southgate were his closest challengers on 18 under.last_img

55th Annual Foofaraw Will Take Place September 8

first_imgFacebook32Tweet0Pin0Submitted by Thurston County Chamber of CommerceNow in its 55th year, the Thurston County Chamber of Commerce will once again partner with the Olympia Yacht Club to host local military personnel at Foofaraw, an event unmatched anywhere else in the world.After cheering military guests, participants gather near the new harbor security vessel.Always the first Friday after Labor Day, we will be shoving off from the Olympia Yacht Club main station Friday, Sept. 8.Foofaraw has gained in popularity with every passing year and is well-known throughout the United States Armed Forces. Yacht club members transport guests to Island Home, where the Yacht Club and the Chamber treat them to a full day of games and a terrific salmon barbecue lunch. Finally, local dignitaries honor the military personnel.The event averages two service members to every one civilian.For the last several years, the Port of Olympia has shown their gratitude of service to our military by arranging an unofficial send-off which includes representatives from local police, medic, and fire departments and always hanging a large American flag from one of their cranes.Boats are bid farewell by a contingent of local first-responders.One dictionary defines Foofaraw as “much ado about nothing” and, at one point in history the official “purpose” of the day, claimed that a “Foofarite [military attendee] has earned the right to say ‘Foof’ to all duties and responsibilities for one day each year.”Sponsor tickets for this year’s event are limited and available to Chamber Members only. We are collecting donations for the free military raffle that takes place throughout the day.For more information about Foofaraw or to make a donation, please call the Chamber at 360.357.3362. Thank you to our sponsor, America’s Credit Union.last_img read more

ATK rope in ex-Ireland forward Robbie Keane for ISL 4

first_imgATK on Friday roped in Republic of Ireland’s record goalscorer Robbie Keane for the Indian Super League (ISL) season 4, the franchise said in a statement.The 37-year-old, who was a free-agent after leaving American football club LA Galaxy in 2016, will join former Tottenham Hotspur teammate Teddy Sheringha, who is the coach of defending champions ATK in the Kolkata outfit.Keane has been a prolific scorer playing for the Republic of Ireland with 146 International appearances and scoring 68 goals.”I feel extremely fortunate to have played for some of the best clubs in England and the USA, as well as representing my country at several major tournaments,” Keane said.”At this stage of my career, the offer to experience a new league and culture in Asia appealed to me. To join the current Indian Super League champions is a great pleasure and through hard work I hope to bring the ATK fans more success and enjoyment over the course of the 2017/2018 season,” the former Liverpool forward added.Keane was Ireland’s top scorer at the 2002 FIFA World Cup and also represented his country at UEFA Euro 2012 followed by Euro 2016.Commenting on the signing, club’s principal owner Sanjiv Goenka said: “As a football fan, I am eagerly looking forward to some Irish magic touch on the field when Robbie plays his first game in our colours.””His envious record as a centre-forward while playing for his country Ireland, English Premier League Clubs or Major League Soccer teams is known to all football fans. I am sure it will be a great association and a learning curve for our entire team ATK.”advertisementHead coach Sheringham said: “His enthralling skills with the ball and willingness to take on the opposition without inhibition is an asset for any team. I am sure ATK’s striking abilities will be bolstered with Robbie in the side.””I am sure the young Indian players we have selected from the domestic draft will learn from him about the way he goes about preparing for a major tournament like ISL.”Keane scored 92 times in his five seasons with LA Galaxy, and has been keeping himself sharp by training with Airtricity League Premier Division side Shamrock Rovers in recent months.Join us in welcoming Robbie Keane to the #ATK family. #AamarBukeyATK pic.twitter.com/q9kv6VLyes- Atltico de Kolkata (@atletidekolkata) August 4, 2017last_img read more