May 27, 2018 at 12:23 pm June 1, 2018 at 2:38 pm Support conservation and fish with NEW Florida specialty license plate May 27, 2018 at 10:21 am charles towne Yes, OCD is a difficult one. Just be careful with the diagnostics. Symptoms may be related, however, they fall under a larger umbrella of an Alzheimer’s associated dementia. No need to put her in another “box” and label her if not necessary. Sub-types and symptoms of various other ailments often rear their ugly heads during this disease but are not the primary. Regardless, great that you have brought OCD out to the public as so many suffer from this disease. Awareness is crucial for family members and patients for maximum treatment results! Thank you Charles. Reply NH May 27, 2018 at 8:23 am Linda, yes yes yes! Please by all means give her the email address for the APOPKA VOICE so she can go on the site herself! Anything else you need let me know. The more people it helps the merrier! Unka Chuck Ernie Bursey charles towne Reply Please enter your comment! InspirationBy Charles Towne When you live with dementia you become accustomed to the whacky, the weird, and often, the wonderful.Moving time?Where are we moving to?Nowhere.Why is it moving time then?I don’t have a clue other than the fact that Nanny has this irrepressible urge to start packing again.Well, that can’t be all that bad!Oh yeah, you are probably right except for the fact that when people pack they don’t usually stack dishes in garbage cans or pack the glass cookie jar in a plastic waste basket and then pile more glass dishes on top of it. How about shoving half a dozen cups and saucers into a pillowcase and then stacking them in boxes?As you can imagine, glass dishes don’t last very long in our house.I’d go to paper plates but they don’t hold up very well in the dishwasher.I can’t find the flashlight. “Honey, where is the flashlight?”“I don’t know.”I search for the flashlight and finally discover it wrapped in a towel along with half a dozen candlesticks. This candlestick/ flashlight bundle is stuffed in the cookie jar and the cookie jar is wrapped in one of Nanny’s bras and this is all packed very carefully in a wastebasket. If you see any logic to this please let me know.Where are the DVD’s?Don’t ask me, I don’t have a clue! I mean, I simply don’t know.I search for the DVD’s and find them stashed in the storage room with the pillows from our bed.“Honey, why are the pillows in the storage room?”“I don’t know I didn’t put them there?” (WE MUST HAVE A GREMLIN HIDING IN THE HOUSE!)I am about to prepare dinner. I need to lay out the silverware. I open the drawer. No silverware, just one of Nancy’s bedroom slippers along with a couple of her belts and bras.The next morning I can’t find my razor.“Honey where is my razor?”“What?”“Where is my razor?”“I don’t know Charles, what did you do with it!”“It was on the bathroom sink but now it’s gone?”“Did you look in the workshop?”“Why would it be in the workshop?”“I don’t know?” “Charles?” “What?” “Why would you put your razor in the workshop?” “I didn’t put it in the workshop.” “Put what in the workshop?”Does Nancy realize that this behavior is a tad off the wall? I don’t think so. To be perfectly honest she thinks that it is her dottie old husband that is a bit strange. Perhaps she is right.My Nancy, my sweet wife, my strange wife with the sweet smile, my dear lady that finds it almost impossible to carry on a rational, normal conversation; my Nancy, my helpless lady without a past, my woman-child, my child-woman, my life, my wife of “now”, yes, my wife of today, for there is no yesterday, no tomorrow, only today.Nan is walking again. The M.S. has gone into remission. Physically she has made incredible improvement, but I fear at times that she is starting to slip away, back to that dark shadow realm where I cannot follow.Recently, after doing some studying on the subject I discovered evidence that leads me to the conclusion that Nancy’s behavior, some of her little quirks, those nerve-wracking (to me) little bits of idiosyncratic behavior are likely caused by a syndrome called Obsessive Compulsive Disorder, or, O.C.D.None of Nancy’s doctors knowing the behavior patterns she exhibits has ever diagnosed her as having obsessive-compulsive disorder. Perhaps they just forgot to mention it?The more we understand the better able we are to rationally cope with the everyday challenges of dementia.Understanding that O.C.D. is quite common and that it is not unique to Nan’s and my situation gives me hope and that knowledge has given me the tools to better cope with the malady. Just putting a handle on the situation and discovering that others are walking the same path and that there are treatments is greatly encouraging.I have chosen to allow Nancy to act out her little faux pas after all what she does is harmless and she is happy. In other words, due to the fact that Nan presents no danger to herself or others I choose to ignore it. On the other hand, if your loved one is acting out behavior that could be potentially dangerous to herself or others you must involve a doctor and treat the behavior with some of the available medications.Common signs of Obsessive Compulsive DisorderYour loved one may exhibit one or more of these common symptoms. If you observe any of them let your doctor know. There are medications that can lessen the symptoms.A tendency to constantly sort, and organize things.Constant pacing.Obsessively washes hands.Repeats actions, and sentences.Hides and or hordes items or food.Scratching or digging at their own flesh.Often the best way to respond to obsessive-compulsive disorder is simply to ignore it unless it is something that could harm your loved one such as #6 where they are constantly scratching at themselves until they bleed. As soon as you observe anything that could present a physical danger to themselves or others it would be time to involve your doctor.Nancy has displayed signs of O.C.D. for several years now. She sits on a chair in the yard picking up one leaf at a time, ad infinitum, and drops them into a bucket. Or she tears pages out of one magazine after another and cuts out pictures or words that catch her eye. Or she writes labels for and organizes videos over and over again. Repetition is the order of the day, and these are all examples of O.C.D.It took me a long time to look upon these behavior patterns as benign, or harmless, but I am succeeding, and praise God, as I said, she is happy, content from moment to moment, day to day.This morning I went out to put the garbage cans next to the road for pick-up. One of the cans, upon examination, contained some of our clothing. There were three of Nan’s good blouses, and two pairs of her slacks. There were also four pairs of my jeans. When I asked her why my jeans were in the trash she replied, “They are too big for me!”Yeah sure, there are times that I am just a tad frustrated but such is the life of a caregiver.A CAREGIVER’S PRAYERDear God, please help me to be patient in all things. Help me to realize that it is perhaps me that needs to be healed. Help me to always yield to your will, to be kind and gracious at all times. As frustrating as obsessive-compulsive behavior is to me help me to recognize that some of my habits must bring you to tears, and yet you love me and care for me. Help me to be the epitome of love, to be merciful in all things, and to bring joy into my Darling’s life. Thank you, Father, in Jesus’ Holy and merciful name I ask it, AmenCharles Towne is first and foremost a Christian. An octogenarian, author, journalist, wildlife photographer, naturalist, caregiver, and survivor, his life has been and continues to be, a never-ending adventure filled with possibilities never imagined. He has adopted the philosophy that to Live fully, laugh uproariously, love passionately, and learn like there is no tomorrow, is a formula for a long and joy-filled life. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 charles towne So happy to hear that the M.S is in remission and she’s walking again! Praise God! Our prayers are with you and Nan for a continuous improvement and recovery. God bless! Dear NH, it is interesting that doctors are always ready to tie labels to certain symptoms when almost all forms of illness might have something similar but lack the most obvious indicator of a particular disease? Now that is perhaps just a tad convoluted but diagnosis of disease is after all not a precise science. I knew a lady that spent her days cutting out four inch squares of cloth and then sawing them together in four inch tall stacks. The doctors eventually diagnosed her as having Alzheimers with the addition of OCD thrown in for good measure. It is all confusing isn’t it? The one thing I know for sure is that Papa God loves my wife as do I and this sojourn on this earth is after all only temporary. Thanks for the comment and blessings on you and yours. Chaz Reply CSG June 1, 2018 at 3:49 pm Save my name, email, and website in this browser for the next time I comment. Reply Linda Scott Reply May 27, 2018 at 10:04 pm Reply This story hits close to home, as my father-in-law died from early onset Alzheimer’s. At different points he demonstrated some of the same OCD behaviors you describe including the packing. It was such a curious thing and as you have said quite weird and whacky. Another thing he did fairly early on (prior to constant supervision) was compulsive shopping from the internet or the TV. This behavior was completely the opposite of how he was before the disease. Naturally, all his access to money had to be taken away. It is hard to watch someone lose their freedoms one by one as the disease progresses. I appreciate the honesty, humility, and humor you share with us in relation to dealing with Nancy as she has gone through this experience. Thanks for being a good example. Ernie, aint it the truth! Caregiving is about like 40 grit sandpaper moving at about 500 rpm, it will either refine you or wear you down to a tiny nubbin! Chaz Reply Dear Kristin, the only thing we really have to give is ourselves and what we have learned in life. I pray that what you receive from these little vignettes of life lived by me and mine is positive and draws you nearer and ever nearer to the life-Giver, our Lord and Savior Jesus Christ. God bless and keep you, Chaz May 28, 2018 at 8:59 am charles towne You have entered an incorrect email address! Please enter your email address here charles towne Thank you, Lord, that Nancy is able to walk again! I’m sure that she’s much happier with her “sense of freedom”.I have never experienced OCD at home with any family members…only with students I’ve worked with. It takes someone with the patience of Job to deal with it day after day after day. Chuck, you are such a loving, devoted husband and Nancy is blessed to have you in her life. The Bible says we will not have more put on our shoulders than we can bear. We can only do our best, nothing more. He rewards those who are faithful. God bless you, Chuck, with His divine power, grace and love. 12 COMMENTS Unka Chuck, I have a friend whose husband has Alzheimer’s so I asked her if she would like to hear about your experiences with Nancy as I felt they would be an encouragement to her. She said yes. Is it alright if I share this website with her or is there another venue you would prefer?Linda charles towne Kristin May 29, 2018 at 2:06 pm Reply When caring for a loved one with dementia, we have the opportunity to have the rough edges of our characters revealed and perhaps, with the grace of God, rubbed off. May 29, 2018 at 3:23 pm May 27, 2018 at 9:45 am Please enter your name here Reply Reply May 28, 2018 at 5:50 pm Reply Dear reader, I would hope that we all would stand for the weak and the frail. My prayer is that I can always love and cherish my darling and that we can all be there for those that need us. Our Lord has told us that when we assist the weak, when we give water to the thirsty, when we help the helpless, when we love the unlovely, in all these things we are doing it as it were to Him. Chaz Share on Facebook Tweet on Twitter Reply Dear CSG, blessings to you and yours and thank you so much for your words of encouragement. Chaz LEAVE A REPLY Cancel reply TAGSCharles TowneInspiration Previous articleGrill Whisperer: “A great cookout begins at a great supermarket”Next articleHello summer break! Denise Connell RELATED ARTICLESMORE FROM AUTHOR The Anatomy of Fear Don Lindsey May 27, 2018 at 9:33 pm
in Daily Dose, Featured, News The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Complexities of Due Diligence Alex Goldovsky distressed asset space Due Diligence HOUSING mortgage ProTitle USA Residential Single-Family Rental Market title search 2018-11-11 Radhika Ojha Share Save Related Articles Complexities of Due Diligence About Author: Radhika Ojha Sign up for DS News Daily Subscribe The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Five Minutes With Next: Home Point Names Managing Director-Regional Manager Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Alex Goldovsky distressed asset space Due Diligence HOUSING mortgage ProTitle USA Residential Single-Family Rental Market title search Print This Post November 11, 2018 1,022 Views DS News spoke with Alex Goldovsky, President and CEO of ProTitle USA,about due diligence strategies in the single-family rental market. ProTitle US is a leader in the nationwide title search market, servicing both residential and commercial performing and distressed asset space.
Great white sharks identified off of the North Carolina coast The Trump administration is preparing to announce a broad rule change to the Endangered Species Act that could come at any time. The changes were first proposed in July 2018. Overall, they are consistent with the administration’s goal of reducing regulation. The most contentious provision, if included in the final plan, would allow the U.S. Fish and Wildlife Service and the National Marine Fisheries Service to consider economic factors when weighing whether to list a species as threatened or endangered. Conservationists argue that the Endangered Species Act specifically disallows decisions to be guided by anything other than science and that the rule will lead to more species extinction. EPA pulls 12 pesticides that harm bees The EPA has announced that they will pull 12 neonicotinoid pesticides from the market. The announcement comes as part of a lawsuit filed by the Center for Food Safety, which litigated on behalf of beekeepers and conservationists. The court found that the EPA failed to protect pollinators, beekeepers and endangered species from the dangerous pesticides. Neonicotinoids are a relatively new class of pesticides chemically related to nicotine that interfere with the nervous system of insects, causing paralysis and eventual death to bees, even in low doses. They are also systemic, making the entire plant toxic once sprayed. Neonicotinoids began to be widely used in the mid-2000’s, just as beekeepers began noticing colony collapse. Two great white sharks have been spotted in the Outer Banks off of the coast of North Carolina. The female, named Jane, was tagged in October 2018 in Nova Scotia, Canada. The male, Brunswick, was tagged in South Carolina earlier this year. Jane has reportedly been in the area for over a month while Brunswick just arrived this week. A third tagged shark pinged last month in the same waters but there’s no word if he’s still out there. Great white sharks are a migratory species, moving to warmer waters in Florida over the winter and heading back north once the weather heats up. The sharks are about 20 miles off of the coast and pose no threats to beachgoers. Trump administration may soon finalize an overhaul to the Endangered Species Act
Global law firm Jones Day has set up an internal working group to address legal issues arising from upcoming defaults in emerging market corporate debt securities held by institutional investors.Jones Day has been engaged by an unnamed large global bank with significant exposure to Indian corporate debt, according to Ferdinand Mason, a partner at the firm.The bank asked the firm to analyse the legal landscape and “look for ways to avoid the Indian jurisdiction if necessary” when recouping potential losses from corporate defaults.The law firm warns that a wave of defaults in emerging market corporate debt is likely to hit investors in the asset class. This is signalled by the high leverage multiples seen within emerging market corporates, particularly in Asia.“We’re looking at anything between $15trn (€13.5trn) and $18trn of emerging market corporate debt, half of which is held by local banks and the other half by bondholders, primarily based in the US and UK,” Mason said.“If you look at M&A activity at the moment, you have Chinese companies buying mega US, UK or EU corporates with leverage levels several times higher than their targets. The debt levels are just incredible, and it’s all funded by the Chinese banks.”Mason explained that some emerging countries were engaging in what could be seen as state aid, by allowing local state-owned banks to roll over maturities of corporate debt.If that is the case, such countries could be in violation of trading treaties with Western economies.“That debt is vulnerable. It could be nullified, or it could be void, becoming a disaster at the end of the road for the ultimate investors, all the way up to the bondholders,” Mason said.“When the credit of local banks becomes vulnerable, the first thing governments will do is take care of its banks. There will be less concern about issuing vehicles outside its jurisdictions.”The firm is advising institutional investor clients to “get ready now”.“It’s time now to start getting compliance teams and risk management groups together to understand the issue and have a road map to make sure everybody understands what the best angle is in terms of enforcement,” Mason said. According to Jones Day, many issuers of hard currency emerging market corporate debt have structured vehicles based in jurisdictions outside their countries of origin, such as Luxembourg, the Cayman Islands or the British Virgin Islands.That is where legal advisers may be able to negotiate terms to recoup assets in cases of defaults.“The world of distressed debt in 2016,” says Mason, “has become very multi-jurisdictional.”
It noted that the duration of the green bond index had significantly increased since the start of 2017, when France issued its first green bond of €7bn with a duration of 22 years.The longer duration increased the susceptibility of the green bonds for interest rate changes. As interest rates had dropped further in 2019, the green bond index performed better than the aggregate index, NN IP explained.The asset manager further found that green corporate bonds returned 6.4% in 2019, against 6.2% for traditional credit, and had outperformed in 2016, 2018 and 2019.The manager said that annual volatility of green bonds was higher in each of the past four years, whereas the volatility of corporate bonds had decreased every year.It added that the difference in volatility between the green and the non-green index was decreasing as a consequence of growth and an increased diversification of the green credit market.It said that the duration of both indices is now almost equal.Bram Bos, lead portfolio manager green bonds at NN IP, said the consistent outperformance of green bonds relative to tradional ones, confirmed that green bond issuers are less exposed to climate and environmental, social and governance (ESG) risks and are more transparent.Green bonds are usually issued by innovative and future-oriented companies that take climate change into account.Bos said NN IP’s analysis showed the indices for green bonds had become a real alternative for tradional bond indices.He highlighted that NN IP only invested in “dark green” bonds with a measurable performance aimed at solving large sustainability problems, and therefore excluded 15% of the worldwide issued green paper deemed insufficiently green. Dutch asset manager NN Investment Partners (NN IP) has argued that green bonds – corporate bonds in particular – have become an economic alternative for traditional bonds, thanks to their returns and volatility.It said that a comparison between the Bloomberg Barclays MSCI Euro Green Bond Index and the Bloomberg Barclays MSCI Euro Aggregate Index over the past four years, had shown that green bonds had returned 7.4% last year, whereas traditional bonds had generated 6%.It added that the asset class had outperformed by 70 bps on average during three of the past four years.According to NN IP, the annual volatility of the green bond index had been higher for the last three years, which means that higher returns were largely thanks to higher risk.
“I have to back him to turn things around and it is a difficult situation but I am sure that he can do it.“You know that when you play under Mourinho, you know you are going to win titles. He has been at United for two or three years now and he has been winning trophies. Advertisement “This season seems a bit difficult now but the season is still long and they still have a lot of competitions to play.”Manchester United will play against Chelsea in the Premier League on Saturday. A bad result in that match will again raise several questions over his future. But Chelsea legend Michael Essien believes that the Portuguese manager will surely turn things around to make up the poor beginning of the season. Jose Mourinho’s Future Is Looking Uncertain At Manchester United.AdvertisementChelsea legend Michael Essien is still backing Jose Mourinho despite the ongoing speculation over his future at Old Trafford after the poor start of the season for Manchester United. The Red Devils have collected only 13 points in eight encounters so far in the Premier League. It is their worst start of the season for them in last 29 years. Still, Michael Essien thinks that Jose Mourinho should be backed as he has won three trophies in his first season at charge at Old Trafford. Jose Mourinho’s Future Is Looking Uncertain At Manchester United.Michael Essien told, “There is such a great relationship between us. He is just a great manager and I know that he has been having a bit of a tough time in Manchester, but knowing him I think he is going to turn it around.“I am backing him because I am still going to be his No.1 fan! “As a player, he had a very big influence on me. He was the one who brought me to Chelsea and he took me with him to Madrid to play under him,”
About the authorFreddie TaylorShare the loveHave your say Liverpool in Champions League because of Alisson – Robertsonby Freddie Taylor10 months agoSend to a friendShare the loveLiverpool defender Andy Robertson is still grateful to goalkeeper Alisson.The Brazilian slipped up against Manchester United, fumbling a cross that led to an equalizer. But the Reds managed to get two goals in the second half to win 3-1.And Robertson knows that Alisson has saved Liverpool already this season, which means the odd mistake is forgiven.”He has been unbelievable this season and we all make mistakes,” the Scot said to the Evening Standard.”It is just if Mo Salah or Firmino make a mistake it maybe doesn’t get punished because it is up the other end, but that is unfortunately what a keeper has to put up with, if they make a mistake it usually turns into a goal.”Of course, he will be disappointed with it but he bounced back and we can’t moan about it, he has dug us out Tuesday night and we are still in the Champions League because of him.”We have not dug him out of a hole but we have put in a performance and his error hasn’t been highlighted because we have won the game and that is what a good squad does.”
colin cowherd goes off on alabamaSunday night, FOX Sports radio host Colin Cowherd ruffled a few feathers, dropping a top four that includes both Michigan State and Ohio State, but not SEC heavyweight Alabama. Monday, he doubled down, going on a six-minute rant about the Crimson Tide’s strength of schedule.Cowherd added that the Big Ten, top to middle, is the best conference in college football. He thinks that the SEC is “living off of reputation” this season.“The SEC is living totally off reputation” – @ColinCowherd on why Alabama isn’t in his Top 4. #HerdHere https://t.co/d3sd2DmzEU— Herd w/Colin Cowherd (@TheHerd) November 30, 2015Regardless of what you think about Cowherd’s rant, one thing is certain. If Alabama beats Florida this Saturday, it’ll be part of the playoff. Whether it’ll win the whole thing – that’s up for debate.
TORONTO – A published report suggests the Ontario government is poised to reduce Toronto city council to just over half its current size.The Toronto Star, citing unnamed sources within the Progressive Conservative government, reports that legislation will be introduced “as early as Monday” to reduce the number of council seats to 25 from 47.The report comes on the eve of a deadline for candidates to register for the municipal election on Oct. 22.Premier Doug Ford has scheduled a news conference for Friday morning, just hours before the 2 p.m. deadline.Mayor John Tory will also speak to the media Friday morning to discuss the reported plan. Tory told television station CP24 that he had a “very animated conversation” with Ford Thursday night and would have “much more to say” in what he called a major statement.Tory declined to comment directly on the Star report, saying he wanted to collect his thoughts and choose his words carefully before reacting, but added he is concerned about anything that “affects the wellbeing of the people of the City of Toronto.”Reaction from other politicians was swift, with Opposition Leader Andrea Horwath saying Ford “cooked up a backroom plot to use his new power to meddle in municipal elections.”In her statement, Horwath said Ford wants a smaller number of councillors “to make it easier for him to control Toronto city hall.”Toronto city councillor Joe Mihevic posted a tweet calling the reported Ford plan a “destructive attack on local democracy” while fellow councillor Joe Cressy tweeted that Toronto’s residents “will suffer because of this back of a napkin plan.”Councillor Janet Davis weighed in by calling the reported move “a gross misuse of power” while former Ontario premier Bob Rae labelled it “chaotic and disrespectful.”Once councillor, however, spoke in favour of the reported plan. George Mammoliti told a Toronto TV station that the city needs to start getting its fiscal house in order “and the way to do that is with a smaller city council.”The newspaper also reported that the Ford government will cancel planned elections for regional chair positions in two Greater Toronto Area communities — Peel Region and York Region.Such a move would put a damper on the political redemption hopes of Patrick Brown, whom Ford replaced as leader of the Ontario Progressive Conservatives.Brown, who stepped down as Tory leader in January amid allegations of sexual misconduct that he denies, had thrown his hat into the ring to become the chair of Peel Region.Horwath said reports that Ford is cancelling those regional elections “are deeply chilling.”Representatives for the Progressive Conservative government did not immediately respond to requests for comment late Thursday.